Recharge Online Versus Security

When you want to recharge your utility services at home or offices by paying against bills, it is quite essential to be aware of the safety of the environment, in and around. While conducting banking transactions physically and in cash, we observe absolute secrecy, don’t we? Then why not make sure of the same when performing banking and finance related operations online? Or do we think that since it is all automated with modern technology, there cannot be any risk associated or nobody can trespass on our information? Well, it is not so.

Modern technology has also evolved from the brain of human beings. Hence they are as susceptible to falling prey to crime as much as manual transactions are. Money related activities, whether online or offline needs special attention.  Hence it is essential to make sure that the recharge activity is being done from a reliable and well-trusted website – whether it is the service provider’s site or the recharge reseller online portal.

It is also equally important to make sure of certain to do’s from the customer or the user’s end. One must remember the following:-

  1. As advised by technical security analysts and experts, it is always better to use a credit card to make online payments whether for shopping or purchases or online recharge. Debit cards and bank transfer is discouraged for this purpose. Also, the most secured method of payment is to use the reseller’s virtual wallet option if the reseller has one. Credit cards are safer because they are not linked to the user’s actual bank account.
  2. When paying for bills online or carrying out any money-related transaction check the website address. If there is S mentioned along with the HTTP, it means that the site is safe because the alphabet stands for ‘secure.’ The presence of the alphabet is an indication that any data that is exchanged between the website and the users’ web browser is to be converted into a secret code or needs to be encrypted. Also one needs to look for the lock symbol along with the URL address.
  3. When using electronic devices like personal computers, laptops or mobile phones to recharge a service, it is always better to use a private Wi-Fi network or your phone’s mobile data network rather than using a public internet connection. These public Wi-Fi networks are more prone to easy access by a hacker.
  4. And lastly, since it is the question of spending your hard earned money, it is better to trust sites that have a good reputation in the market. Companies spend hundreds of thousands of dollars and rupees in their marketing strategy to build an image for themselves, not with the focus of cheating people but to offer genuine services and products as possible. So it is in the best interest to get going with branded online portals. It is not that small names, or local brands cannot be trusted, but you need to check twice before going ahead and using their sites for financial transactions.

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